Your Bank Accounts, Investments & Budgets. Finally in One Place.
CLARITY CONFIDENCE CONTROL
Stop juggling three different apps and a spreadsheet just to see where your money is. Endute brings everything together.
With automatic bank syncs via Open Banking and daily investment updates, you get a real-time view of your net worth and where your money is going. Make confident decisions based on a complete picture, not scattered data.
What Our Users Are Saying
“I finally feel in control of my money. Endute shows me exactly what I’ve spent and what I can still afford — without doing mental gymnastics.”
— Alex M., London, UK
"It's enlightening when you suddenly realise how many "small things" you buy across the month. And they all add up. Endute has shown me exactly where I'm spending my money, without having to think about it."
— Elke J., Frankfurt, Germany
"The amount of small unnecessary expenses I've cut... I didn't know I needed a personal finance app until I tried Endute, and now check it every day, and the savings pile up."
— Tom B., York, UK
“Budgeting always felt like guesswork before. With Endute, I actually know how much I can spend each week — and it’s working.”
— Leah K., Cambridge, UK
The Safety of Your Data is Our Main Concern
Bank-Level Encryption
Your data are encrypted in transit and at rest
Read-Only Access
Endute uses official Open Banking APIs for read-only access. This means we can import your transactions, but can never move your money or make payments on your behalf.
Never Store Credentials
Authentication with your Bank is handled by secure Open Banking providers. We do not store your Credentials.
Secure Login with Two-Factor Authentication
Add a second layer of security to your account using any standard authenticator app.
All Your Information At a Glance
Complete Financial Clarity
Know exactly where your money is going. With expense tracking and categorization, you’ll see at a glance how much you earn, spend, and save—eliminating guesswork and helping you make smarter decisions every day.
Effortless Budgeting & Control
Set personalized budgets easily. Zero-budgeting with 50/30/20 principles allows you to visualise spending patterns and receive tailored insights. Stay on track without manually poring over spreadsheets or receipts.
Goal-Oriented Savings
Turn vague aspirations into achievable milestones. Whether you’re saving for a vacation, paying off debt, or building an emergency fund, our built-in goal tracker shows your progress each step of the way—motivating you to reach your targets faster.
Save more
Identify hidden spending leaks and build your savings effortlessly. Set aside extra cash without thinking about it. Over time, small automated contributions add up—helping you grow your nest egg faster.
Cash Flow Forecasting & Management
Anticipate your financial future with precision. Endute analyzes past income and expenses to forecast upcoming cash flow—showing you projected balances, scheduled bills, and paydays before they hit. Stay one step ahead, avoid overdrafts, and confidently plan for expenses knowing exactly how money moves in and out.
Investment Insights & Growth Tracking
See your entire portfolio’s performance in one place. Endute pulls in the value of your stocks, ETFs, and retirement accounts, with daily updates, then displays real-time gains, losses, and asset allocation. Get the clarity to make informed decisions—know exactly how your investments are performing to better assess your strategy.
CLARITY
- Extensive Dashboard
- 11 Report types
- Automated Investment value tracking
CONFIDENCE
- Automate importing transactions
- Smart cash flow forecasting
- Scheduled recurring transactions
- Multi-Factor Authentication
CONTROL
- Customizable Payees and Categories
- Powerful Budgeting tools
- Goal setting and tracking
- Full view at a glance
Latest from the Endute Blog
Beyond the Spreadsheet: 5 Reasons a Personal Finance App is Your Key to Financial Clarity
Tired of messy spreadsheets? A modern finance app is the key to achieving true financial clarity. Understand your complete net worth, master your investments, and conquer debt with one powerful tool.
7 "Useless" Expenses You Can Cut Today to Save More Money
Cut expenses & save big by stopping money leaks. This guide reveals 7 useless things you can stop buying today, from subscriptions to delivery fees, to boost your savings.
5-Step Guide to Creating a Budget You'll Actually Stick To
Stop wondering where your money went with our 5-step guide to creating a budget you'll actually stick to. Learn how to track your spending, set meaningful goals, and build a flexible plan that empowers your financial future and helps you achieve your dreams.