All your finances. One app. Finally.
Track your transactions, budgets, investments, retirement planning, and net worth, in every currency you use. Connect your bank accounts across UK, EU, US and Canada.
No ads. No data selling. Bank-grade Open Banking security.
See everything in one place
Your complete financial picture at a glance.
- Net worth across all accounts
- Budget progress at a glance
- Investment Performance
Dashboard
Your complete financial picture at a glance.
- Net worth across all accounts
- Budget progress at a glance
- Investment Performance
Budgeting
Know exactly where your money goes.
- Category budgets with progress bars
- Budget vs actuals by month
- Needs / wants / savings breakdown
Investments Performance
Track performance like a pro
- Portfolio value across brokerages
- TWR and MWR performance against benchmark
- 150k+ symbols with daily price updates
Cash Flow Forecast
Predict the future before it happens
- Learns from your spending habits
- Calculates Confidence Bands
- Look forward up to 3 years
Retirement Planning
Multi-phase FIRE planning with Monte Carlo simulation, historical backtesting, and interactive what-if scenarios. Built on your real bank data.
- Model accumulation, coast, and retirement phases separately
- 1,000 randomised scenarios test your plan's robustness
- Drag sliders to explore what-if scenarios in real time
Built different on purpose
Multi-currency by default
Track bank accounts, investments, and assets wherever you have them, in any currency. Automatic conversion to your home currency. Daily FX rates updates.
Privacy First
No ads. No data selling. No tracking you across the web. You are the customer, not the product.
Everything. One app.
Bank accounts, credit cards, loans, investments, property, vehicles, budgets, goals, forecasts, FIRE planning. Stop juggling apps and spreadsheets.
Money is emotional. It's about the dreams you're chasing, the family you're protecting, the freedom you're building. Endute exists to help you see the full picture.
Your data. Yours.
Endute connects to your banks via regulated Open Banking providers. Here's what that means for you:
Bank-level encryption
Your data is encrypted in transit (TLS 1.3) and at rest.
Read-only access
Endute can see your transactions but can never move your money.
No credentials stored
Your bank login never touches our servers. Authentication happens with your bank.
Two-factor authentication
Optional biometrics and MFA with any authenticator app, free on every plan.
Our users are loving it
“I finally feel in control of my money. Endute shows me exactly what I’ve spent and what I can still afford — without doing mental gymnastics.”
"It's enlightening when you suddenly realise how many "small things" you buy across the month. And they all add up. Endute has shown me exactly where I'm spending my money, without having to think about it."
Just wanted to say I've setup all my Schedules, Categories, Budgets and Investments. The devs are extremely responsive and the app is the closest I've used in comparison to Quicken. Job well done so far guys. Keep this going
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