Roadmap

Where Endute is going

What we're exploring, what's in build, and what we've shipped. Tell us what matters to you. It shapes what we build next.

Exploring

Ideas we are weighing up. Your vote counts here most.

Endute in your language

The app in Dutch, French, Portuguese, German and more.

Credit cards better forecasted

Give your credit card a payment day and the forecast predicts each payoff and shows the hit to your bank balance before it lands, rather than the current methodology.

Home screen widgets

Balances and budget status at a glance on your phone's home screen, without opening the app.

Sign in with Google or Apple

Create your account and sign in with Google or Apple: no password to invent and no email link to chase on your phone. Two-step verification still applies.

Community space

A place to swap tips, compare approaches and talk to us and other Endute users directly. A few of you have asked. We are weighing up formats, from a forum to Discord or Reddit, and will build it if enough of you would actually use it.

Budget rollover controls

Choose when rollover starts and adjust it later, including applying it to months you tracked before switching it on.

Full reports on mobile

Bring the complete report toolkit to the mobile app: every filter, period preset and display currency, matching the web.

Hide figures with one tap

Show someone your budget, or take a screenshot, without every balance on display. A privacy mode that masks amounts across the app and reveals them again with a tap.

Import your investment history

Bring years of trades in from your broker's CSV export, so performance and cost basis run from your first purchase rather than the day you connected.

Know when your bank is having trouble

We tell you, in the app and by email, when a bank is down, a connection has stopped syncing or access needs renewing, so you are never left wondering why your numbers have not moved.

Clearer security search

Label search results by instrument type, so funds, shares and exchange-traded products are easy to tell apart before you add them.

More of your data in the API

The API serves what your banks and brokers send. This would add what you organise in Endute: categorised transactions, payees, budgets, scheduled transactions, goals, assets and securities you track by hand. Today they come as one full export; this would make each one a query your own tools can make.

In build

Actively being built.

Household sharing

Share Endute with your partner. One household, separate logins, individual and shared accounts, budgets and reports.

Improved transfer detection

A weak point of bank data feeds is telling a transfer between your own accounts apart from income or spending, and knowing which account it went to. We already had good checks for this, and are now making them significantly more accurate.

Shipped

Live in Endute today. See the full changelog

Help Centre

In-depth written guides for every part of Endute, covering the steps and the reasoning behind them. Requested by several of you, and now live at endute.com/help.

See performance on the account itself

Your investment accounts show what you hold. They should also show how it is doing: value, what you have put in, gain and return over a period you choose, right on the account page, with the full report one click away.

10 years of investment history

Price charts reach back up to 10 years automatically, with accurate total returns over your full holding period and smarter search for funds and cross-listings.

Refer a friend

Give a friend their first month free and get a month of your plan as credit once they subscribe and stay. Your code lives under Refer a friend, with every referral's progress and the date your credit lands.

Smarter subscription detection

Endute detects multiple plans at the same merchant, follows price changes as one subscription, and gives you control over each plan individually.

A more powerful rules builder

Create your own rules to categorise and tag transactions automatically, based on description, amount or account.

API access

Read your own data from your own tools. Connect spreadsheets, dashboards or scripts to your accounts and transactions through a simple API.

See what shipped

Set budgets from your history in one click

Fill a category's budget from last month's spend, a three or six month average, or what you budgeted last time, without reading charts row by row. Then do it for the whole month at once and adjust from there.

Investment account sync

Connect your brokerage accounts and your holdings, balances and activity flow into Endute automatically, alongside your bank accounts.

See what shipped

FIRE / Retirement planning

Plan your path to financial independence: multi-phase projections, Monte Carlo simulation, historical backtesting and interactive what-if exploration, built on your real data.

Customisable dashboard

Choose the order of the cards on your dashboard and switch off the ones you do not read, so the numbers you care about come first. Thirteen more cards to switch on, from spending by category to a cash flow outlook.

See what shipped

Debt payoff planning

Build a payoff plan across your debts, compare strategies like avalanche and snowball, and track your progress against the plan as payments land.

See what shipped

Mobile apps for iOS and Android

The full Endute experience on your phone, with biometric sign-in and everything synced with the web app.

Bills your account cannot cover

Scheduled transactions warn you when the account they come from will not have enough to pay them, and tell you how much to move in and by when.

Webhooks for Connect

A signed event to your server when an account has new transactions, a balance changes or a connection changes status, so you fetch when there is something to fetch instead of polling.

Goal starting amounts

Seed a goal with savings you already hold, so progress starts from where you really are instead of zero.