Net worth tracker
Your net worth, tracked automatically across every account and currency
Endute brings your banks, savings, investments, property and debts into one net-worth figure, updated daily and shown in your chosen currency. No spreadsheet, no manual updates, just your real number whenever you want it.
What a net worth tracker does
A net worth tracker adds up everything you own, your accounts, investments and assets, and subtracts everything you owe, then shows the result as a single figure and follows how it changes over time. Endute does that automatically, so the number is always current without you touching a spreadsheet.
Every account in one place
Current accounts, savings, credit cards, loans, investments, pensions and property sit together in a single view, so your whole financial picture is on one screen.
Updated automatically
Open banking connects your accounts across the EU, UK, US, and CA, and refreshes your balances for you. CSV import and manual accounts cover anything else, so it works wherever your money is.
In your currency
Hold accounts in any of 150+ currencies. Endute converts them to one base currency using daily exchange rates, so a euro account and a dollar brokerage still add up to one honest figure.
Tracked over time
The Net Worth Trend report charts your assets, liabilities and net worth month by month, so you can see the line move and understand why.
Safe and read-only
Endute connects through regulated open banking with read-only access. It can see your balances to add them up, but it can never move, hold or touch your money.
On the web and on your phone
Check your net worth from your laptop or in your pocket. Accounts, balances and the trend stay in sync across the web and the mobile app, so the figure is always a glance away.
Everything that counts toward your net worth
Net worth is only meaningful when it includes everything, not just the accounts that are easy to see. Endute pulls the whole picture together and keeps it valued daily.
Every asset and liability
Track accounts of every type alongside tangible assets like property and vehicles. Link an asset to its loan and Endute shows the real equity, not just the headline value.
Investments valued daily
Endute prices more than 250,000 securities every day and values your holdings in your base currency, so investment gains and losses flow straight into your net worth.
The Net Worth Trend report
See assets, liabilities and net worth over time, with a breakdown of what your wealth is actually made of.
See what is dragging it down
Liabilities and debts are surfaced clearly, so you can see what is holding your net worth back and watch it shrink as you pay things off.
Pensions and retirement savings
Workplace pensions, SIPPs, 401(k)s and IRAs count too. Bring them in alongside everything else so your long-term wealth is part of the picture, not an afterthought.
Anything else, added by hand
Some accounts cannot be connected directly, a niche provider, or cash. Add those as a manual account or import a CSV, so nothing is left out of your net worth.
Net worth tracker vs a spreadsheet
| Feature | Endute | Spreadsheet |
|---|---|---|
| Balances updated automatically | Yes | No |
| Currencies converted with daily exchange rates | Yes | No |
| Investments priced daily (250,000+ securities) | Yes | No |
| Property and assets with linked-loan equity | Yes | Partial |
| Net-worth history and trend kept for you | Yes | No |
| Works on your phone, wherever you are | Yes | Partial |
Net worth tracker FAQs
- What is a net worth tracker?
- A net worth tracker is a tool that adds up everything you own, your accounts, investments and assets, subtracts everything you owe, and shows the result as a single figure. A good one also tracks how that figure changes over time, so you can see your progress month by month.
- How does Endute track my net worth automatically?
- Endute connects to your banks and investment accounts through open banking, values your holdings and currencies daily, and updates your net worth with no manual entry. Where an account cannot be connected directly, you can add it by CSV import or as a manual account.
- Is there a free net worth tracker?
- Endute offers a 37-day free trial with no card required, so you can track your full net worth before paying anything. It is a paid product rather than an ad-funded free app, which means you are the customer and your data is never the product.
- Can I track my net worth across multiple currencies?
- Yes. You can hold accounts in any of 150+ currencies, and Endute converts everything to one base currency using daily exchange rates. That makes it well suited to expats, remote workers and anyone whose money spans borders.
- Is a net worth tracker better than a spreadsheet?
- A spreadsheet can work, but it goes out of date the moment a balance changes, it cannot convert currencies or price your investments for you, and you have to maintain the history by hand. A tracker keeps itself current automatically.
- Does it include property and other assets?
- Yes. You can track property, vehicles and other tangible assets, and link each one to any associated loan so Endute shows your real equity rather than just the asset's value.
- How is net worth calculated?
- Net worth is your total assets minus your total liabilities, in other words everything you own minus everything you owe. Endute does the sum for you across every account and currency, updated daily.
See your real net worth in minutes
Free for 37 days. No card required. Cancel anytime.